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400 Must Have Words for the TOEFL LESSON 22 – Personal Property Vocabulary Test

400 Must Have Words for the TOEFL LESSON 22 - Personal Property Vocabulary Test

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Word List

acquire [əˈkwaɪər] v.

To get something, usually something with special value or meaning

 Bart hoped to acquire the 1898 D Indian Head penny, which would make his collection complete.

Usage tips     Unlike get, acquire implies that a possession has special value or meaning.

Parts of speech     acquisition n., acquisitive adj.

assess [əˈses] v.

To estimate the value of something

 The Barnes building was assessed at $1.3 million,but it can probably sell for much more than that.

Parts of speech     assessor n., assessment n.

asset [ˈæset] n.

A possession that has positive value


Usage tips     Some examples of assets are real estate, cash, and stock shares.

hazardous [ˈhæzədəs] adj.


 Parents have to be careful not to buy children’s clothes and toys made of hazardous materials.

Parts of speech     hazard n., hazardously adv.

jointly [ˈdʒɔɪntlɪ] adv.

Together with one or more other parties

 In most states, a husband and wife are assumed to own all their possessions jointly.

Parts of speech     join v., joint n.

lease [liːs] v.

To rent something for a long time (several months or years)

 Some drivers prefer to lease a car rather than buy one.

Parts of speech     lease n., lessor n., lessee n.

liability [ˌlaɪəˈbɪlɪtɪ] n.

Legal responsibility for harming a person or property; a disadvantage

 Before you go river rafting, you sign a document releasing the trip leaders from liability in case of injury.

Usage tips     In its second meaning, liability is often followed by a to phrase.

Parts of speech     liable adj.

proprietor [prəˈpraɪətər] n.

Owner, usually of a business or a building

 The proprietor of Hekman’s Windows is Nels Hekman,grandson of the people who established the factory.

Usage tips     Very often, proprietor is followed by an of phrase.

Parts of speech     proprietary adj.

safeguard [ˈseɪfgɑːd] v.

To protect

 A burglar-alarm system safeguards our house when we go away on vacation.

Usage tips     Safeguard implies continuous protection over a long time.

sole [soul] adj.


 Many people have wanted to invest in Harry’s publishing business, but he remains the sole owner.

Usage tips     Sole almost always appears before the noun it modifies. It does not come after a linking verb like be.

Parts of speech     solely adv.

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